WiseWage has a choice of fee-free bank accounts and payroll cards

Solutions for individuals and businesses

FDIC-insured accounts with no fees and great features

WiseWage helps you find the right account!

Very prompt, and responsive. I was also very impressed with the wide range of options for payroll cards.
Mekisha N., Chicago, IL
Adam was really helpful and quick to respond. It's refreshing to talk to a real person on the phone instead of waiting for a response or being put on hold constantly.
- Charlotte K., Portland, OR
We are a payroll bureau dealing with a lot of restaurants and other industries with unbanked employees. WiseWage and their awesome customer service has stepped in the gap to ensure that our clients never lack direct deposit due to lack of bank accounts for employees.
Felix M., Temecula, CA

Start Saving

By eliminating check cashing fees, direct deposit could potentially provide you a yearly savings of over $435.* And that could buy you a lot, such as:
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Learn how WiseWage can help your business.

Can we explain how WiseWage can help your business?

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Direct Deposit in a few easy steps

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1: Choose Your Card

Find the best card for your needs.
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2: Apply

Wisewage will link you to the card application.online or the mobile app.
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3: Activate Your Card

Your card will come with activation instructions - a phone call or via your app.
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4: Set Up Direct Deposit

Give your routing & account information to your payroll or benefits provider.

Have any questions?

Send us your Question
Reminder: Please do not send personal information such as your social security number (SSN), card number or bank account number in your message.
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Browse Our FAQs

For convenience, we've provided you with answers to our most common questions.

Our Mission:

We help workers and small business owners find the best bank accounts.​ At WiseWage, a worker can obtain a fee-free account regardless of his or her banking history. Accounts on WiseWage never charge overdraft fees or minimum balance fees. We are non-profit-owned, driven by the mission to promote financial security for everyone.​​ All revenues support our non-profit.

Legal statements from the issuers of each card on this page can be found on the full detail page of each card when clicking on the card's picture or the link towards the full details for the corresponding card.