Discussing how banks are responding to the coronavirus pandemic.
Discussing how banks are responding to the coronavirus pandemic.
TD North has been very aggressive about closing bank branches.
I have collected a full list of all of the openings and closings of bank branches in 2019.
Ten smart things you can do before you report to prison that will make your life easier once you get out.
A handy go-to guide for determining if concerns about money laundering and terrorism financing can prevent you from doing business with a company or individual in certain countries.
I explain how the three most popular cash loading services work, along with some discussion on how efforts have been made to prevent the use of cash reloads to enable victim-assisted fraud.
A comparison of the various tax refund loan programs for the 2020 tax filing season.
PNC is closing a lot of branches, driven by a new retail digital strategy.
The new American banking desert is here to stay. The national banks are closing approximately one thousand bank branches every year. The banking desert is upon us. Come to this page to see a running list of new Wells Fargo bank branch closures.
A list of announced bank branch closures from Bank of America.
A how-to explanation discussing the steps you will take to send money instantly from one Varo Money account to another.
The honest truth about the impact of Google on the success of small businesses.
It can cost a lot of money to cash a check in certain states, but in some places, the fee is very reasonable.
The story of how one man returned to society after a long prison sentence, and how policy reforms could reduce some of the difficulties faced by people like him.
NetSpend is hiding behind a regulatory technicality to put overdraft fees back on its cards.
How being late on child support influences your finances - including what it means to have your wages garnished or to have an attachment levied on your bank account.
A detailed review of the costs associated with using some of the most well-known prepaid debit cards. We frame the question for a person who might use a prepaid debit card to do most of his or her banking. When necessary, our customer uses check cashers and money loading services. We also provide a few alternatives that offer more value.
This 2-minute video has a step-by-step explanation of how you can get a Varo Bank Account.
My list of current checking account bonus incentives for September 2019.
We keep a running list of the banks that will let you access your pay early with a direct deposit. Our list includes early pay services offered by digital banks, military-oriented credit unions, neo-banks, credit unions, and prepaid debit cards.
Banks continue to reduce the size of their branch footprints. I've collected data from 2019 that shows that more than one thousand branch locations will be shuttered. Interestingly enough, many of the casualities will be the branches inside the local grocery store. I list the number of closings and openings for each state.
We're seeing bank branches disappear at the same time that a number of new financial institutions have brought some wonderful bank accounts to the AppStore.
We have assembled a list of the daily limits on the amount of money that can be withdrawn from a bank account at twenty-two different banks. We have included some of the largest retail banks as well as an assortment of online banks.
Wall Street didn't trust Ferguson's use of fines and fees to pay its debts. Ferguson's poor thinking underscores an inescapable truth – you can run, but you can’t hide. Racism is not based on logic. It is rooted in poor reasoning by people who let fear cloud their thinking.
In this video blog, we can discuss some of the lessons learned by top economists on how to start saving money.
We ought to be working together. We are serving the same people.
Facebook claims that its new Libra cryptocurrency will empower more people into the banking system. Perhaps that is true overseas, but it's not likely in the United States.
I think we will see a time when digital banking becomes the channel of choice for most consumers.
Although there used to be more debit cards with real cash back rewards programs, there are still a few out there. Check out our ratings for seven well-known cash back debit cards.
The thirteen steps you will need to take to open a bank account online. Relax, it only takes a few minutes.
A simple, step-by-step explanation of how to transfer cash onto your prepaid debit card with a MoneyPak.
What should an employer do if one of its workers won't accept the company payroll card?
If you are side-hustling as a landlord, you need to make sure you get a bank account that lets you manage your money as easily as possible. I will review what things you need to be able to do and then show you why a digital smartphone-first account is probably the right choice.
WiseWage has the best debit cards. Because banking should work for you, not just for your bank.
After ChexSystems: The Best Fresh Start Bank Accounts for People Who Need a Second Chance
A few key facts for small business owners that want to pay workers with direct deposit: What its like working with Quickbooks, what information you need, and a list of few best-in-class alternative payroll software choices.
Our list of the best online savings accounts available to consumers as of October 31th, 2019. We are publishing the day after the Federal Reserve lowered its funds rate to 1.5 percent.
Shop around before you get a NetSpend card. You can save a lot of money.
Next week, the US Faster Payments Council kicks off its first round of meetings in Chicago. What is the future of faster payments in the United States?
The next frontier in underwriting is here. Companies are collecting all kinds of data to improve the value of their credit scoring algorithms. The promise is great, but there are reasons for concern as well.
People who owe on their child support hesitate before they open a bank account.
There is a considerable demand among low-wealth workers to gain access to their accrued earnings. A variety of new apps are making this a possibility. How should we think about their product characteristics?
The virtue of fintech starts with its ability to reduce friction. The best innovations solve problems that needed to be fixed. Nonetheless, we need to be very mindful about getting it right.
Americans are not saving enough. What are some principal reasons behind their struggles?
There are fewer returns so far this year. More people are doing their own taxes. Refunds are smaller. People are using direct deposit more and more often.
You can grow a money tree. It just takes some time and a lot of persistence. I suggest you try to make savings an automatic thing. Put your savings on cruise control.
NetSpend has decided to opt out of offering overdraft on its prepaid debit cards. Stay tuned for something new - like a demand deposit account with optional overdraft services.