The most rewarding and intelligent way to bank

Type of account:

Bank Account

Available in

all 50 states

What you will need to sign up:

  • Install the Empower app for iOS or Android
  • Follow the in-app instructions to sign up for the bank account
  • Requires valid government-issued ID.
See the Summary of Fees
Try Empower
Apply via Empower's iPhone or Android Google Play app
Smartphone signup only
Apply via Empower's Android app

If you prefer to sign up later from your phone...

You will receive the requested link on your phone shortly.
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  • From a linked bank account
  • Direct Deposit

Choices for Obtaining Cash

  • At MoneyPass ATMs
  • 1 free out-of-network ATM reimbursement per month

Other Ways of Using Funds

  • Online bill pay
  • Apple Pay
  • Venmo

Other Services

  • Real-time spend notifications
  • Customizeable budget tracking
  • Monthly reports on spending by category
  • Autosave
  • Double your rewards with a 30-day boost once you've funded your account.

Monthly Fee


Per Purchase


ATM Withdrawal

$0 at MoneyPass ATMs 1 free out-of-network withdrawal reimbursed every month

Cash Reload

Not available

ATM Balance Inquiry Fee

$0 at MoneyPass

Customer Service Fee

  • IVR phone support: $0
  • Live Agent phone support: $0
  • Email support: $0

Inactivity Fee


Additional Fees*

Here are some of the other fees:
  • Inactivity fee: $0
  • Bill pay fee: $0
  • Decline fee: $0
  • Card replacement fee: $0
  • International transaction fee: $0

Banking Services provided by Evolve Bank & Trust; Member FDIC.

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