Varo Money

Fee Free, the Only Way to Bank

Type of account:

Bank Account

Available in

All 50 States

What you will need to sign up:

  • Download the Varo app on your iPhone
  • Enter your personal info when asked by the app, including date of birth and social security number
See the Summary of Fees
Sign up on iPhone
Sign up via Varo's iOS mobile app
Sign up on Android
Sign up via Varo's Android mobile app

If you prefer to sign up later from your phone...

You will receive the requested link on your phone shortly.
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  • Direct deposits
  • Transfers from other bank accounts
  • Mobile check deposits
  • Transfers from Square Cash, Venmo, Facebook Messenger & PayPal Instant Transfer

Choices for Obtaining Cash

  • Cash back at the point-of-sale
  • ATM withdrawals* 
  • Over the Counter withdrawals**

Other Ways of Using Funds

  • Bill pay
  • Apple Pay™

Other Services

  • Extra security with EMV chip
  • Budgeting Tools
  • Spend Tracking

Monthly Fee


Per Purchase


ATM Withdrawal

$0 (ATMs outside of AllPoint network may charge a fee)

Cash Reload


ATM Balance Inquiry Fee

$0 at 55,000 AllPoint ATMs worldwide

Customer Service Fee

  • Automated  (IVR) $0
  • by Live Agent $0
  • by Email or Chat $0
  • Varo VISA Debit Card replacement $0

Inactivity Fee


Additional Fees1

Here are some of the other fees:
  • Cash Advance Fee $0
The display of fees above is a short disclosure form template and lists the essential fees as defined by the CFPB.
For the full fee schedule, card limits, and terms and conditions call 1-800-VARO-526 or visit the Varo Money website.
Bank Account Services provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000. The Varo Visa Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.
All text and pictures on this page copyright Varo Money, Inc.
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