Varo Money

Varo Bank Account. Fee Free*, the Only Way to Bank

Type of account:

Bank Account

Available in

All 50 States

What you will need to sign up:

  • Download the Varo app on your iPhone or Android phone
  • Enter your personal info when asked by the app, including date of birth and social security number
See the Summary of Fees
Choose Varo Money
Sign up via Varo's iOS mobile app
Sign up via Varo's Android mobile app

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  • Direct deposits (up to 2 days early**)
  • Transfers from other bank accounts
  • Mobile check deposits
  • Transfers from Square Cash, Venmo, Facebook Messenger & PayPal Instant Transfer

Choices for Obtaining Cash

  • Cash back at the point-of-sale
  • ATM withdrawals 
  • Over the Counter withdrawals

Other Ways of Using Funds

  • Bill pay
  • Apple Pay™
  • Google Pay
  • Samsung Pay

Other Services

  • Extra security with EMV chip
  • Budgeting Tools
  • Spend Tracking
  • Optional Savings account with 2.12% APY

Monthly Fee


Per Purchase


ATM Withdrawal

$0 (ATMs outside of AllPoint® network may charge a fee)

Cash Reload

N/A Varo doesn’t charge a fee, but Green Dot® will charge a fee up to $4.95

ATM Balance Inquiry Fee

$0 at 55,000 AllPoint ATMs worldwide

Customer Service Fee

  • Automated  (IVR) $0
  • by Live Agent $0
  • by Email or Chat $0
  • Varo VISA Debit Card replacement $0

Inactivity Fee


Additional Fees*

Here are some of the other fees:
  • Cash Advance Fee $0

* For the full fee schedule, card limits, and terms and conditions call 1-800-VARO-526 or visit the Varo Money website.

**  Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

Bank Account Services provided by The Bancorp Bank, Member FDIC, and is insured to at least $250,000. The Varo Visa Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

All text and pictures on this page copyright Varo Money, Inc.
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