Save time and money: skip the check cashing line...

...avoid overdraft fees and low balance fees...

...manage your balance and deposit checks 24x7 with your smartphone app.

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Start Saving

By eliminating check cashing fees, direct deposit could potentially provide you a yearly savings of over $435.* And that could buy you a lot, such as:

Direct Deposit in a few easy steps

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1: Choose Your Card

Find the best card for your needs.
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2: Apply

Wisewage will link you to the card or the mobile app.
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3: Activate Your Card

Your card will come with activation instructions - a phone call or via your app.
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4: Set Up Direct Deposit

Give your routing & account information to your payroll or benefits provider.

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Browse Our FAQs

For convenience, we've provided you with answers to our most common questions.

Our Mission:

We help workers and small business owners use direct deposit for payroll.​ At WiseWage, a worker can obtain a low-cost card account regardless of his or her banking history. Accounts on WiseWage never charge overdraft fees or minimum balance fees. We are non-profit-owned, driven by the mission to promote financial security for everyone.​​

Legal statements from the issuers of each card on this page can be found on the full detail page of each card when clicking on the card's picture or the link towards the full details for the corresponding card.