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Fintwist Payroll Card

Superior Workforce Payment Solutions


All 50 states

Suitable for businesses currently paying 25 or more workers with paper checks.

Cardholder BenefitsNo Cost to EmployersLearn about Fintwist
OR - Are you an individual worker? Please refer back to the choice of individual cards. This product is for employers only.
Link to choice of individual cards for workers
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When you implement the Fintwist digital payments solution, you give the gift of financial education, enhance your company’s corporate sustainability, and reduce payroll costs.

• 55,000 Allpoint ATM’s

• Billpay and peer-to-peer payments

• Mobile app

• Free signature purchases


Fintwist by Comdata offers Mastercard payroll cards for unbanked employees at no cost to your business. You’ll save your employees from standing in check-cashing lines and paying fees every payday.

• 25.2% of Americans are un- and underbanked ^1

• On average, cardholders save $750 annually by switching from paper checks ^2

• When you reach 100% direct deposit, we’ll plant trees in your company’s name with our Paperless Trees Project


Eliminate check printing costs and the time you spend managing payday, at no cost to your company, so you can focus on your business.

•     Cost & Time Savings: Save $3.15 per paper check by switching to paycards.^3

•     Robust Support: Dedicated program success managers walk clients through the implementation process, send steady supplies of marketing collateral and instant issue cards, and provide ongoing support.


·      No Cost Purchases & Cashback

·      No fee to the cardholder for swiping the card as credit at point-of-sale transactions

·      No cost Bank Teller withdrawals

·      Cardholder can withdrawal cash for free at in-network ATMs

·      Paycards are FDIC-insured with fraud protection

·      Enjoy complimentary fuel and wellness discounts

·      The employee's Fintwist card can receive deposits from other employers

·      The employee's Fintwist card can receive an IRS tax refund

·      1.1% fee for international transactions currency conversion

·      $0 for check cashing at Walmart


Comdata’s other solutions:

·  Corporate disbursements

·  Corporate spending cards

·  Corporate B2B expense & 1099

·  Incentive cards

·  Courtesy corporate line of credit*

*on approval by Comdata

Quality Assured Customer Support:

24/7 live bilingual customer support in English and Spanish monitored by a dedicated customer service team ensures helpful, educational, and consistent service. To ensure education on fees and best uses of the card, cardholders receive detailed information with their card.



^1According to the 2017 FDIC National Survey of Unbanked and Underbanked Households. ^2Amount each of your unbanked employees would save in check cashing, money order and other alternative financial services fees according to studies by the State of Massachusetts on the costs of check-cashing. ^3Aggregate of the cost of labor, postage, printing, stop-payment, and other fees associated with the payroll departments that print paper checks – NACHA, AP, and APA Electronic Payroll Coalition, October 2010. The Comdata Mastercard is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard, Cirrus and Maestro are registered trademarks of Mastercard International Incorporated
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