Even if you are on ChexSystems, You Can Get a Bank Account at WiseWage

Adam Rust

Wisewage promises to offer best-in-class bank accounts.

What does that mean, you might ask?

We’ve picked cards without fees. They can be your full-time account.

You can get a debit card at WiseWage, even if you have been turned down for a checking account by a different bank.

Sign up for a Varo Money Bank Account.

It only takes about five minutes. You won't have to go into a bank branch. You won't have to worry about being rejected. You are at the right place. Do it today!!

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Why Will accounts on WiseWage.org Approve Someone Who Has Been Turned Down at Other Banks?

When we say every worker can start banking at WiseWage, we mean it. Let’s review why some banks would reject someone’s application. And then, let’s tell you why WiseWage is different.

They might say no if you don’t have the right documentation.

They might say no if your banking history brings up a few red flags – like if you are on the ChexSystems registry or if you still owe money to banks where you previously had an account.

Bad credit? No credit? Bounced checks?

Some banks don’t want everyone’s business. But if our partner banks can verify that you are who you say you are…If they can tell that you are not a person who stole someone’s identity and are attempting to commit fraud….You’ll qualify for one of our accounts! Even if you have bounced too many checks and even if you have poor credit.

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Adam Rust has worked to defend consumers against harmful financial practices since 2005. He has written extensively about overdraft fees, payday lending, credit insurance, student loans, prepaid debit cards, high-cost installment loans, and subprime mortgage lending. The New York Times interviewed him when it reported on the CFPB's rulemaking on prepaid debit cards; subsequently, his research paper framed the debate on consumer protections.

He serves on the Board of the US Faster Payments Council. He is Director of Research at Reinvestment Partners in Durham, North Carolina. He is the author of BankTalk. He is the author of "This is My Home: Challenges and Opportunities of Manufactured Housing" and has testified to Congress on how to redress some of the problems with manufactured housing. See more on his LinkedIn profile.