Common Financial Terms, translations from Spanish to English: “A” through “C”

by
Adam Rust

"A"

Ability to repay: Capacidad de reembolso

Bank account: cuenta bancaria

ACH: transferencias ACH or pagos ACH

Actual cash value: valor actual

Additional principal payment: pago adicional

Adjustable rate of interest: Tasa de interes adjustable

Adjustable rate mortgage: Hipoteca con tasa de interes adjustable

Advocacy group: grupo de apoyo

Alimony: pension alimenticia

Amortization schedule: programma de amortizacion

Amount: cantidad, tambien, monto

Amount financed: monto financiado

Annual fee: costos anuales

Annual Percentage Rate (“APR”): Tasa efectiva annual (APR). Tasa porcentual annual.

Annuity: Anualidad

Application fee: Cuota de inscripcion

Appraisal: Tasacion

Area Median Income: Mediana de los Ongresos del Area

Asking price: Precio inicial

ATM: Cajero automatic

Auto loan: Prestamo vehicular

Auto insurance: Seguro vehicular

Picture of card

"B"

Back Pay: Pagos Retroactivas

Balance inquiry: Consultado de saldo

Balance inquiry fee: Cargo por consulta de saldo

Balance sheet: Balance general

Balloon loan: Prestamo con pago global

Balloon mortgage: Hipoteca con pago global

Bank: banco

Bank fee: comisiones cobradas por el banco

Bankruptcy: Quiebra

Basis Point: punto base

Before-tax income: Ingresos antes de impuestos

Bill payment fee: Cargo por pago de facture

Billing cycle: Cicio de facturacion

Bonds: Bonos

Borrow: Tomar un prestamo

Bounced check: Cheque sin fondos

Brokerage account: Cuenta de corretaje

Budget: Presupuesto

"C"

Capital gains: Ganancias de capital

Interest-rate cap: Limite de interes

Cardholder agreement: Contrato del titular de tarjeta

Card provider: Emisor de tarjetas

Cash advance fee: Tarifa por avance de dinero

Cash reload: Recarga de efectivo

Cash flow: Flujo de caja

Cash-out refinance: Refinaniamiento con desembolso de efectivo

Certificate of Deposit (“CD”): Certificado de Deposito

Charge-off: Califcar una cuenta como incobrable

Checking account: Cuenta corriente

Collections: cobro; colleccion

College savings account: Cunetas de ahorro para la Universidad

Condominium fee: Cargo de condominio

Consumer Financial Protection Bureau: Oficina para la Protection Financiera del Consumidor

Credit Bureau: Agencia de informacion crediticia del consumidor

Consumer credit reporting company: Compania de informes de credito del consumidor

Conventional mortgage: Prestamo hipotecario convencional

Convey: transmitir

County taxes: impuestos del condado

Coverdell education savings account: Cuenta de ahorros Coverdell para la educacion

Credit card: tarjecta de credito

Credit counseling: Asesori de credito

Credit history: Historial crediticio

Credit insurance: Seguro de credito

Credit life insurance: Seguro de vida credito

Credit rating or credit score: Puntaje de credito

Credit report: Informe de credito

Back Arrow icon
Back to list of blog posts
The Wisewage blog is not intended to describe any particular product mentioned elsewhere on the site. Please refer to each product page for details about any specific product. You can read our full legal statement about the blog here.
Thank you! Your subscription request has been received!
Oops! Something went wrong while submitting the form.