It is easy to get a prepaid debit card account at WiseWage.
You can do this even if:
· You do not already have an active bank account.
· You think you would be declined if you tried to open a bank account
· You had trouble with a previous account
· You do not keep a large balance in your account
All you need is the same information you provided to your employer:
· Date of birth
· Home Address
· Government-issued ID
You can get a prepaid debit card at WiseWage, regardless of your credit score or your banking history. Our partners will not review your credit score when you apply. Indeed, unless you have a history of committing fraud, you will be approved automatically.
A prepaid debit card account is the almost same thing as a regular checking account combined with a debit card, with the exception that you don’t get a checkbook. It is FDIC-insured, you can deposit your paycheck into it with your smartphone, you can use it to pay wherever debit cards are accepted, pay bills online, and withdraw cash from an ATM.
Here is what to do:
· Go to WiseWage.org. You can use your smartphone, tablet, or PC.
· Browse through the choice of prepaid debit card accounts. Each has been selected by the consumer advocates and the financial services experts at WiseWage. WiseWage is owned by a non-for-profit organization. We have your best interest at heart.
· Look at the features of the card. Are they right for your specific needs?
· Click through to the website of your choice of provider. You will be asked to provide your standard personal details in a secure form.
You will get a confirmation message that your account is open and that a payment card is on its way to you by postal mail at your home address.
The next step is very important: Once you get your card - call the card company and activate it! You have to do this in order to use the card to make purchases.
That’s it! You will now be equipped with something really important: a Prepaid Card Account into which your salary can be electronically deposited by direct deposit or by taking a picture of your paycheck with your smartphone.
Wait for the prepaid card to reach your home by postal mail. Activate it immediately and load funds
Now that you have an account, you can establish direct deposit of your wages. Prepare to save hundreds of dollars per year in check cashing fees. Get ready to shop online for the best deals on things you need. Look forward to building some savings. WiseWage is where you can start banking!